Automotive Loans

Automotive Loans

Affordable prices are simply the start. We result in the buying that is entire easier.

Your car loan needs covered

Prices as little as

Enjoy incredibly competitive prices with great terms.

Complimentary Auto Buying Service

Our specialists will see the vehicle you desire at a price that is great. Begin right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re re payments.

Brand Brand New Car Finance

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Versatile terms, as much as 125per cent funding

  • New car finance rates only 3.14per cent APR
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Like a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, personal celebration, and sometimes even purchase a lease out
  • Have a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a fantastic cost

Car Loan Refinancing

Trade-in your loan for a much better one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 kilometers
  • Loans as much as 125per cent associated with the Kelley Blue Book value (if you owe significantly more than your car or truck may be worth )
  • Save very well your price by refinancing automotive loans off their institutions that are financial

Car Loans Calculator

just just exactly How car that is much we pay for?

Our markers of success


“I’m on my 3rd Patelco car finance and I also could not start thinking about attempting someone else. The client solutions is amazing!”


“I happened to be assisted with a car loan and buy distribution. It had been the most readily useful experience – we never ever knew it existed.”


“we desperately required a brand new automobile, but had small cash to place straight down. Patelco never ever hesitated to greatly help me personally.”

Shop the real means you desire

Free, concierge car-buying solution

Allow Patelco Auto Buying solution professionals discover the automobile you desire and negotiate a fantastic cost for you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to find, finance and shop your ca r all within one spot.

You are invited to your vehicle purchase

stay tuned in for information on upcoming automobile purchase occasions.

Details just around the corner

Safeguard your new r >

Professional agents will see you the proper insurance coverage and security services during the price that is best.

Comprehensive Car Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links about this web web web web web page shall lead you to keep the Patelco Credit Union web site. Although Patelco works closely with several lovers, third-party web web internet internet sites may provide a privacy that is different and standard of protection. Please consult the web site’s online privacy policy for extra information. Patelco Credit Union will not represent the operator legally of the web web site or even the Patelco user, if the two come into a deal. Our company is additionally perhaps perhaps maybe not lawfully accountable for accessibility, viewpoints, services and products, or solutions provided or expressed on the webpage you may be planning to go to.

1. APR (Annual Portion Price). Automobile prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a selection of base prices and discounts that be determined by facets such as for instance credit rating, loan term, Patelco account and loan balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper ahead of loan consummation and could be because high as 11.89per cent APR. For more information on prices, terms and discounts that are available call 800.358.8228, see, or see any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are maybe perhaps maybe perhaps perhaps maybe not deposits of Patelco Credit Union and are also perhaps maybe maybe maybe maybe not insured because of the NCUA. They’re not guaranteed in full by Patelco Credit Union that will be at the mercy of danger. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions and could be bought from a realtor or an insurance coverage business regarding the user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. Insurance coverage items provided by Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints could be filed because of the Ca Department of Insurance, .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall differ predicated on credit history and terms. Funding for qualified Patelco Credit Union users. Provide legitimate just on Enterprise vehicle product product product product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer may not be coupled with virtually any offer apart from those placed in this ad.